Chocolate Almond Cheesecake Parfait

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8 oz cream cheese, softened
1¼ cup whole milk or half-and-half
1 pkg (4-serving size) instant chocolate pudding
8 oz tub of whipped topping, divided
½ cup toasted sliced almonds
2 tbs mini chocolate chips for garnish (optional)
chocolate sauce for drizzle (optional) (see NOTE)


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